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On top of that, customers for this sort of strategy might have severe lawful or criminal histories. It is essential to note that various carriers provide a variety of problem ages on their guaranteed issue policies as low as age 40 or as high as age 80 - funeral expense insurance policy. Some will additionally offer greater face values, approximately $40,000, and others will certainly permit for better survivor benefit problems by improving the rates of interest with the return of premium or decreasing the number of years up until a full death benefit is readily available